Merrill Merchants Bank

With $13.56 billion in assets at December 13, 2007, People’s United Financial, Inc. is a diversified financial services company based in Fairfield County, Connecticut, where it enjoys the leading deposit market share. People’s United Financial, Inc. provides consumer and commercial banking services, insurance, and trust and financial advisory services. On January 1, 2008, People’s United Financial, Inc. acquired Chittenden Corporation. On a combined basis, the two entities have approximately $21 billion in assets.