Issuer

Wintrust Financial Corporation

Banking Organizations

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Summary

Wintrust Financial Corporation, a financial holding company, has more than 150 Wintrust Community Bank locations in and around Chicago and northern Illinois, southern Wisconsin and northwest Indiana through its 15 community bank subsidiaries: Lake Forest Bank & Trust Company, N.A., Hinsdale Bank & Trust Company, N.A., Wintrust Bank, N.A., Libertyville Bank & Trust Company, N.A., Barrington Bank & Trust Company, N.A., Crystal Lake Bank & Trust Company, N.A., Northbrook Bank & Trust Company, N.A., Schaumburg Bank & Trust Company, N.A., Village Bank & Trust, N.A., Beverly Bank & Trust Company, N.A., Wheaton Bank & Trust Company, N.A., State Bank of The Lakes, N.A., Old Plank Trail Community Bank, N.A., St. Charles Bank & Trust Company, N.A., and Town Bank, N.A.