Marzio Finance S.r.l. - Series 12-2023

Marzio Finance S.r.l. - Series 12-2023 represents the issuance of notes backed by Italian consumer loan contracts related to salary and pension assignment loans as well as payment delegation loans granted by Istituto Bancario del Lavoro S.p.A. to Italian employees and pensioners, which will be purchased with the issuance proceeds of the Series 12-2023 Class A and Class J Notes.