Co-operators Financial Services Limited

Co-operators Financial Services Limited (CFSL or the Company) is a holding company owned by The Co-operators Group Limited, which in turn is owned by 45 member organizations across Canada. This group of member owners consists of Canadian credit union centrals, co-operatives, and representative member organizations. CFSL is a leading property and casualty insurer in Canada offering home, auto, business, farm, and travel insurance. It also has a growing life insurance operation that offers wealth management and group benefit products through its career agency force and relationships with third-party distributors, including member credit unions. CFSL also owns Addenda Capital Inc., a multi-asset investment firm that manages assets for institutional investors and high-net-worth individuals.