DBRS Rates Citigroup Mortgage Loan Trust 2009-6

DBRS has today assigned the following ratings to the Resecuritization Trust Certificates, Series 2009-6, issued by Citigroup Mortgage Loan Trust 2009-6 (the Trust):

-- $ 5.0 million Class 1A2 rated at C
-- $ 5.0 million Class 2A2 rated at C
-- $ 28.5 million Class 3A1 rated at AAA
-- $ 7.1 million Class 3A2 rated at C
-- $ 14.1 million Class 4A2 rated at C
-- $ 19.2 million Class 6A2 rated at C
-- $ 43.9 million Class 7A1 rated at AAA
-- $ 6.7 million Class 7A2 rated at AAA
-- $ 19.7 million Class 7A3 rated at C
-- $ 1.8 million Class 8A2 rated at B (low)
-- $ 10.0 million Class 9A2 rated at C
-- $ 5.0 million Class 10A2 rated at C
-- $ 6.5 million Class 11A2 rated at C
-- $ 11.2 million Class 12A2 rated at C
-- $ 11.3 million Class 14A2 rated at C
-- $ 18.7 * million Class 15A2 rated at C
-- $ 2.2 ** million Class 15A2A rated at AA
-- $ 16.5 ** million Class 15A2B rated at C
--- $ 4.5 ** million Class 15A2C rated at A
-- $ 14.3 ** million Class 15A2D rated at C
-- $ 6.7 ** million Class 15A2E rated at BBB
-- $ 12.0 ** million Class 15A2F rated at C
-- $ 18.9 million Class 17A2 rated at C
-- $ 6.2 million Class 19A2 rated at C

The ratings on the certificates reflect the credit enhancement provided by subordination on the underlying certificates within their respective groups. The ratings on the DBRS-rated groups also reflect the quality of the underlying assets, which consist of 15 senior residential mortgage-backed securities (RMBS).

Other than the specified classes above, DBRS does not rate any other certificates in this transaction.

Interest and principal payments on the certificates, other than the group 3 certificates, will be made generally on the 25th day of each month commencing in July 2009. Interest and principal payments on the group 3 certificates will be made generally on the 19th day of each month commencing in July 2009. For all DBRS-rated groups other than Group 1, interest payments will be distributed on a pro rata basis to the certificates within their respective groups. Within Group 1, interest payments will be distributed on a pro rata basis to the certificates, provided that interest payments to Class 1A2 will be distributed as principal on a sequential basis to Class 1A1 until the class 1A1 certificate principal balance has been reduced to zero, then to Class 1A2. Principal will be distributed on a sequential basis to the certificates within their respective groups, in numerical order, until the certificate principal balances thereof are reduced to zero.

Any losses realized from the underlying securities will be allocated in a reverse numerical order to the certificates within their respective groups.

The Trust is a resecuritization consisting of 19 senior RMBS, represented by 18 real estate mortgage investment conduits (REMICs) and 1 re-securitization. The REMICs and re-securitization are backed by pools of Alt-A or prime, fixed or adjustable rate, first-lien one- to four-family residential mortgages.

Notes:

• denotes Initial Exchangeable Certificates
  ** denotes Subsequent Exchangeable Certificates

All figures are in U.S. dollars unless otherwise noted.

The applicable methodology is Rating U.S. Residential Mortgage-Backed Securities Transactions, which can be found on our website under Methodologies.

This is a Structured Finance rating.