DBRS Rates Citigroup Mortgage Loan Trust 2009-8

DBRS has today assigned the following ratings to the Resecuritization Trust Certificates, Series 2009-8, issued by Citigroup Mortgage Loan Trust 2009-8 (the Trust):

-- $ 7.4 million Class 1A2** rated at C
-- $ 21.8 million Class 2A2 rated at B
-- $ 2.4 million Class 3A2** rated at C
-- $ 5.8 million Class 4A2** rated at C
-- $ 18.8 million Class 5A2 rated at C
-- $ 4.4 million Class 6A2 rated at C
-- $ 15.7 million Class CA2* rated at C

DBRS rates Groups 1 through 6 in this resecuritization trust, each consisting of one senior residential mortgage-backed security (RMBS). The ratings on the certificates reflect the credit enhancement provided by subordination on the underlying certificates within their respective groups. The ratings on the DBRS-rated groups also reflect the quality of the underlying assets. The Initial Exchangeable Certificates are exchangeable for the related combination of Subsequent Exchangeable Certificates as described in the private placement memorandum.

Other than the specified classes above, DBRS does not rate any other certificates in this transaction.

Interest and principal payments on the certificates will be made generally on the 25th day of each month commencing in September 2009. For all DBRS-rated groups, interest payments will be distributed on a pro rata basis to the certificates within their respective groups. Principal will be distributed on a sequential basis to the certificates within their respective groups, in numerical order, until the certificate principal balances thereof are reduced to zero.

Any losses realized from the underlying securities will be allocated in a reverse numerical order to the certificates within their respective groups.

The Trust is a resecuritization consisting of eight senior RMBS, represented by various real estate mortgage investment conduits (REMICs). The REMICs are backed by pools of fixed or adjustable rate, first-lien one- to four-family residential mortgages.

Notes:

• denotes Initial Exchangeable Certificate.
  ** denotes Subsequent Exchangeable Certificate.

All figures are in U.S. dollars unless otherwise noted.

The applicable methodology is Rating U.S. Residential Mortgage-Backed Securities Transactions, which can be found on the DBRS website under Methodologies.

This is a Structured Finance rating.