Credit Rating Report
Ally Financial Inc.
Non-Bank Financial InstitutionsRatings
Ally Credit Canada Limited
Date Issued Debt Rated Rating Trend Action Attributes i - US = Lead Analyst based in USA
- CA = Lead Analyst based in Canada
- EU = Lead Analyst based in EU
- UK = Lead Analyst based in UK
- E = EU endorsed
- U = UK endorsed
- Unsolicited Participating With Access
- Unsolicited Participating Without Access
- Unsolicited Non-participating
04-Feb-11 Long-Term Debt (guar. by GMAC) BB (low) Pos Trend Change USE04-Feb-11 Commercial Paper (guar. by GMAC) R-4 Stb Confirmed USEMoreLessAlly Financial Inc.
Date Issued Debt Rated Rating Trend Action Attributes i - US = Lead Analyst based in USA
- CA = Lead Analyst based in Canada
- EU = Lead Analyst based in EU
- UK = Lead Analyst based in UK
- E = EU endorsed
- U = UK endorsed
- Unsolicited Participating With Access
- Unsolicited Participating Without Access
- Unsolicited Non-participating
04-Feb-11 Issuer and Long-Term Debt BB (low) Pos Trend Change US04-Feb-11 Commercial Paper R-4 Stb Confirmed US12-May-10 FDIC Guaranteed Debt AAA Stb Name Change USMoreLessGMAC Australia LLC
Date Issued Debt Rated Rating Trend Action Attributes i - US = Lead Analyst based in USA
- CA = Lead Analyst based in Canada
- EU = Lead Analyst based in EU
- UK = Lead Analyst based in UK
- E = EU endorsed
- U = UK endorsed
- Unsolicited Participating With Access
- Unsolicited Participating Without Access
- Unsolicited Non-participating
04-Feb-11 Medium & Long-Term Debt BB (low) Pos Trend Change USE04-Feb-11 Commercial Paper R-4 Stb Confirmed USEMoreLessGMAC Bank GmbH
Date Issued Debt Rated Rating Trend Action Attributes i - US = Lead Analyst based in USA
- CA = Lead Analyst based in Canada
- EU = Lead Analyst based in EU
- UK = Lead Analyst based in UK
- E = EU endorsed
- U = UK endorsed
- Unsolicited Participating With Access
- Unsolicited Participating Without Access
- Unsolicited Non-participating
04-Feb-11 Medium & Long-Term Debt BB (low) Pos Trend Change USE04-Feb-11 Commercial Paper R-4 Stb Confirmed USEMoreLessGMAC Financial Services (N.Z.) Limited
Date Issued Debt Rated Rating Trend Action Attributes i - US = Lead Analyst based in USA
- CA = Lead Analyst based in Canada
- EU = Lead Analyst based in EU
- UK = Lead Analyst based in UK
- E = EU endorsed
- U = UK endorsed
- Unsolicited Participating With Access
- Unsolicited Participating Without Access
- Unsolicited Non-participating
04-Feb-11 Medium & Long-Term Debt BB (low) Pos Trend Change USE04-Feb-11 Commercial Paper R-4 Stb Confirmed USEMoreLessGMAC International Finance B.V.
Date Issued Debt Rated Rating Trend Action Attributes i - US = Lead Analyst based in USA
- CA = Lead Analyst based in Canada
- EU = Lead Analyst based in EU
- UK = Lead Analyst based in UK
- E = EU endorsed
- U = UK endorsed
- Unsolicited Participating With Access
- Unsolicited Participating Without Access
- Unsolicited Non-participating
04-Feb-11 Medium & Long-Term Debt BB (low) Pos Trend Change USE04-Feb-11 Commercial Paper R-4 Stb Confirmed USEMoreLessGMAC, Australia (Finance) Limited
Date Issued Debt Rated Rating Trend Action Attributes i - US = Lead Analyst based in USA
- CA = Lead Analyst based in Canada
- EU = Lead Analyst based in EU
- UK = Lead Analyst based in UK
- E = EU endorsed
- U = UK endorsed
- Unsolicited Participating With Access
- Unsolicited Participating Without Access
- Unsolicited Non-participating
04-Feb-11 Commercial Paper R-4 Stb Confirmed USEMoreLessResidential Capital, LLC
Date Issued Debt Rated Rating Trend Action Recovery Rating Attributes i - US = Lead Analyst based in USA
- CA = Lead Analyst based in Canada
- EU = Lead Analyst based in EU
- UK = Lead Analyst based in UK
- E = EU endorsed
- U = UK endorsed
- Unsolicited Participating With Access
- Unsolicited Participating Without Access
- Unsolicited Non-participating
04-Feb-11 Issuer Rating C -- UR-Pos. -- USE04-Feb-11 Long-Term Debt C -- UR-Pos. RR6 USE04-Feb-11 Short-Term Debt R-5 -- UR-Pos. RR6 USE04-Feb-11 Subordinated Notes C -- UR-Pos. RR6 USE04-Feb-11 Junior Secured Notes due 2015 C -- UR-Pos. RR6 USEMoreLessResidential Funding of Canada Finance LLC
Date Issued Debt Rated Rating Trend Action Recovery Rating Attributes i - US = Lead Analyst based in USA
- CA = Lead Analyst based in Canada
- EU = Lead Analyst based in EU
- UK = Lead Analyst based in UK
- E = EU endorsed
- U = UK endorsed
- Unsolicited Participating With Access
- Unsolicited Participating Without Access
- Unsolicited Non-participating
04-Feb-11 Issuer Rating C -- UR-Pos. -- USE04-Feb-11 Senior Unsecured Debt C -- UR-Pos. RR6 USEMoreLessVauxhall Finance plc
Date Issued Debt Rated Rating Trend Action Attributes i - US = Lead Analyst based in USA
- CA = Lead Analyst based in Canada
- EU = Lead Analyst based in EU
- UK = Lead Analyst based in UK
- E = EU endorsed
- U = UK endorsed
- Unsolicited Participating With Access
- Unsolicited Participating Without Access
- Unsolicited Non-participating
04-Feb-11 Commercial Paper R-4 Stb Confirmed USMoreLess
Ally Credit Canada Limited
- Date Issued:Feb 4, 2011
- Rating Action:Trend Change
- Ratings:BB (low)
- Trend:Pos
- Rating Recovery:
- Issued:USE
- Date Issued:Feb 4, 2011
- Rating Action:Confirmed
- Ratings:R-4
- Trend:Stb
- Rating Recovery:
- Issued:USE
Ally Financial Inc.
- Date Issued:Feb 4, 2011
- Rating Action:Trend Change
- Ratings:BB (low)
- Trend:Pos
- Rating Recovery:
- Issued:US
- Date Issued:Feb 4, 2011
- Rating Action:Confirmed
- Ratings:R-4
- Trend:Stb
- Rating Recovery:
- Issued:US
- Date Issued:May 12, 2010
- Rating Action:Name Change
- Ratings:AAA
- Trend:Stb
- Rating Recovery:
- Issued:US
GMAC Australia LLC
- Date Issued:Feb 4, 2011
- Rating Action:Trend Change
- Ratings:BB (low)
- Trend:Pos
- Rating Recovery:
- Issued:USE
- Date Issued:Feb 4, 2011
- Rating Action:Confirmed
- Ratings:R-4
- Trend:Stb
- Rating Recovery:
- Issued:USE
GMAC Bank GmbH
- Date Issued:Feb 4, 2011
- Rating Action:Trend Change
- Ratings:BB (low)
- Trend:Pos
- Rating Recovery:
- Issued:USE
- Date Issued:Feb 4, 2011
- Rating Action:Confirmed
- Ratings:R-4
- Trend:Stb
- Rating Recovery:
- Issued:USE
GMAC Financial Services (N.Z.) Limited
- Date Issued:Feb 4, 2011
- Rating Action:Trend Change
- Ratings:BB (low)
- Trend:Pos
- Rating Recovery:
- Issued:USE
- Date Issued:Feb 4, 2011
- Rating Action:Confirmed
- Ratings:R-4
- Trend:Stb
- Rating Recovery:
- Issued:USE
GMAC International Finance B.V.
- Date Issued:Feb 4, 2011
- Rating Action:Trend Change
- Ratings:BB (low)
- Trend:Pos
- Rating Recovery:
- Issued:USE
- Date Issued:Feb 4, 2011
- Rating Action:Confirmed
- Ratings:R-4
- Trend:Stb
- Rating Recovery:
- Issued:USE
GMAC, Australia (Finance) Limited
- Date Issued:Feb 4, 2011
- Rating Action:Confirmed
- Ratings:R-4
- Trend:Stb
- Rating Recovery:
- Issued:USE
Residential Capital, LLC
- Date Issued:Feb 4, 2011
- Rating Action:UR-Pos.
- Ratings:C
- Trend:--
- Rating Recovery:--
- Issued:USE
- Date Issued:Feb 4, 2011
- Rating Action:UR-Pos.
- Ratings:C
- Trend:--
- Rating Recovery:RR6
- Issued:USE
- Date Issued:Feb 4, 2011
- Rating Action:UR-Pos.
- Ratings:R-5
- Trend:--
- Rating Recovery:RR6
- Issued:USE
- Date Issued:Feb 4, 2011
- Rating Action:UR-Pos.
- Ratings:C
- Trend:--
- Rating Recovery:RR6
- Issued:USE
- Date Issued:Feb 4, 2011
- Rating Action:UR-Pos.
- Ratings:C
- Trend:--
- Rating Recovery:RR6
- Issued:USE
Residential Funding of Canada Finance LLC
- Date Issued:Feb 4, 2011
- Rating Action:UR-Pos.
- Ratings:C
- Trend:--
- Rating Recovery:--
- Issued:USE
- Date Issued:Feb 4, 2011
- Rating Action:UR-Pos.
- Ratings:C
- Trend:--
- Rating Recovery:RR6
- Issued:USE
Vauxhall Finance plc
- Date Issued:Feb 4, 2011
- Rating Action:Confirmed
- Ratings:R-4
- Trend:Stb
- Rating Recovery:
- Issued:US
- US = Lead Analyst based in USA
- CA = Lead Analyst based in Canada
- EU = Lead Analyst based in EU
- UK = Lead Analyst based in UK
- E = EU endorsed
- U = UK endorsed
- Unsolicited Participating With Access
- Unsolicited Participating Without Access
- Unsolicited Non-participating
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Contacts
- Steven Picarillo
Senior Vice President - Financial Institutions Group
+1 212 806 3238
spicarillo@dbrs.com - David Laterza
Associate Managing Director - North American Financial Institution Ratings
+(1) 212 806 3270
david.laterza@morningstar.com - Alan G. Reid
Group Managing Director, Global Head of Fundamental Ratings - Credit Ratings Leadership
+(1) 212 806 3232
alan.reid@morningstar.com