Bankia SA: Rating Report

Ratings

• Date Issued	Debt Rated	Rating	Trend	Action	Attributesi US = Lead Analyst based in USA CA = Lead Analyst based in Canada EU = Lead Analyst based in EU UK = Lead Analyst based in UK E = EU endorsed U = UK endorsed Unsolicited Participating With Access Unsolicited Participating Without Access Unsolicited Non-participating
  02-Jul-20	Long-Term Issuer Rating	BBB (high)	Stb	Confirmed	EU U
  02-Jul-20	Short-Term Issuer Rating	R-1 (low)	Stb	Confirmed	EU U
  02-Jul-20	Senior Non-Preferred Debt	BBB	Stb	Confirmed	EU U
  02-Jul-20	Short-Term Debt	R-1 (low)	Stb	Confirmed	EU U
  02-Jul-20	Short-Term Deposits	R-1 (low)	Stb	Confirmed	EU U
  02-Jul-20	Long Term Critical Obligations Rating	A	Stb	Confirmed	EU U
  02-Jul-20	Short Term Critical Obligations Rating	R-1 (low)	Stb	Confirmed	EU U
  02-Jul-20	Long-Term Senior Debt	BBB (high)	Stb	Confirmed	EU U
  02-Jul-20	Long-Term Deposits	BBB (high)	Stb	Confirmed	EU U
  02-Jul-20	Subordinated Debt	BBB (low)	Stb	Confirmed	EU U
  02-Jul-20	Additional Tier 1 Instruments	BB (low)	Stb	Confirmed	EU U

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