Citizens Financial Group, Inc.: Credit Rating Report

Ratings

• Citizens Bank, National Association

  Date Issued	Debt Rated	Rating	Trend	Action	Attributesi US = Lead Analyst based in USA CA = Lead Analyst based in Canada EU = Lead Analyst based in EU UK = Lead Analyst based in UK E = EU endorsed U = UK endorsed Unsolicited Participating With Access Unsolicited Participating Without Access Unsolicited Non-participating
  28-Jun-24	Long-Term Issuer Rating	A	Stb	Confirmed	US
  28-Jun-24	Short-Term Issuer Rating	R-1 (low)	Stb	Confirmed	US
  28-Jun-24	Long-Term Deposits	A	Stb	Confirmed	US
  28-Jun-24	Long-Term Senior Debt	A	Stb	Confirmed	US
  28-Jun-24	Short-Term Instruments	R-1 (low)	Stb	Confirmed	US
  28-Jun-24	Subordinated Debt	A (low)	Stb	Confirmed	US

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• Citizens Financial Group, Inc.

  Date Issued	Debt Rated	Rating	Trend	Action	Attributesi US = Lead Analyst based in USA CA = Lead Analyst based in Canada EU = Lead Analyst based in EU UK = Lead Analyst based in UK E = EU endorsed U = UK endorsed Unsolicited Participating With Access Unsolicited Participating Without Access Unsolicited Non-participating
  28-Jun-24	Long-Term Issuer Rating	A (low)	Stb	Confirmed	US
  28-Jun-24	Short-Term Issuer Rating	R-1 (low)	Stb	Confirmed	US
  28-Jun-24	Long-Term Senior Debt	A (low)	Stb	Confirmed	US
  28-Jun-24	Short-Term Instruments	R-1 (low)	Stb	Confirmed	US
  28-Jun-24	Subordinated Debt	BBB (high)	Stb	Confirmed	US
  28-Jun-24	Preferred Stock	BBB (low)	Stb	Confirmed	US

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