Methodology
Third-Party Due-Diligence and Representations & Warranties Criteria for U.S. RMBS Transactions
RMBSAvailable Documents
Related Documents
Press Release:
- Morningstar DBRS Assigns Provisional Credit Ratings to RATE 2024-J4
- Morningstar DBRS Assigns Provisional Credit Ratings to RATE 2025-J1
- Morningstar DBRS Assigns Provisional Credit Ratings to RMCT 2024-J2
- Morningstar DBRS Assigns Provisional Credit Ratings to EFMT 2024-RM3
- Morningstar DBRS Finalizes Provisional Credit Ratings on HTAP 2024-2
- Morningstar DBRS Finalizes Provisional Credit Ratings on RATE 2024-J3
- Morningstar DBRS Finalizes Provisional Credit Ratings on RATE 2025-J1
- Morningstar DBRS Assigns Provisional Credit Ratings to CIM Trust 2025-I1
- Morningstar DBRS Finalizes Its Provisional Credit Ratings on CMLTI 2025-2
- Morningstar DBRS Assigns Provisional Credit Ratings to CFMT 2025-HB16, LLC
- Morningstar DBRS Assigns Provisional Credit Ratings to MFA 2024-RTL3 Trust
- Morningstar DBRS Assigns Provisional Credit Ratings to PRPM 2024-RCF6, LLC
- Morningstar DBRS Assigns Provisional Credit Ratings to PRPM 2025-RCF1, LLC
- Morningstar DBRS Finalizes Its Provisional Credit Ratings on EFMT 2024-RM3
- Morningstar DBRS Finalizes Provisional Credit Ratings on CFMT 2024-R1, LLC
- Morningstar DBRS Assigns Provisional Credit Ratings to ACRA Trust 2024-NQM1
- Morningstar DBRS Assigns Provisional Credit Ratings to AMSR 2024-SFR2 Trust
- Morningstar DBRS Assigns Provisional Credit Ratings to ATLX 2024-RPL2 Trust
- Morningstar DBRS Assigns Provisional Credit Ratings to FIGRE Trust 2024-HE5
- Morningstar DBRS Assigns Provisional Credit Ratings to FIGRE Trust 2024-HE6
- Morningstar DBRS Assigns Provisional Credit Ratings to FIGRE Trust 2025-HE1
- Morningstar DBRS Assigns Provisional Credit Ratings to FIGRE Trust 2025-HE2
- Morningstar DBRS Assigns Provisional Credit Ratings to PRET 2025-RPL1 Trust
- Morningstar DBRS Assigns Provisional Credit Ratings to PRPM 2024-NQM4 Trust
- Morningstar DBRS Assigns Provisional Credit Ratings to PRPM 2025-NQM1 Trust
- Morningstar DBRS Assigns Provisional Credit Ratings to STAR 2025-SFR5 Trust
- Morningstar DBRS Finalizes Provisional Credit Ratings on CFMT 2025-HB16, LLC
- Morningstar DBRS Finalizes Provisional Credit Ratings on MFA 2024-RTL3 Trust
- Morningstar DBRS Finalizes Provisional Credit Ratings on PRPM 2024-RCF6, LLC
- Morningstar DBRS Finalizes Provisional Credit Ratings on PRPM 2025-RPL1, LLC
- Morningstar DBRS Assigns Provisional Credit Ratings to PRET 2025-RPL2 Trust
- Morningstar DBRS Finalizes Provisional Credit Ratings on ACRA Trust 2024-NQM1
- Morningstar DBRS Finalizes Provisional Credit Ratings on FIGRE Trust 2024-HE5
- Morningstar DBRS Finalizes Provisional Credit Ratings on FIGRE Trust 2024-HE6
- Morningstar DBRS Finalizes Provisional Credit Ratings on FIGRE Trust 2025-HE1
- Morningstar DBRS Finalizes Provisional Credit Ratings on FIGRE Trust 2025-HE2
- Morningstar DBRS Finalizes Provisional Credit Ratings on PRET 2025-RPL1 Trust
- Morningstar DBRS Finalizes Provisional Credit Ratings on PRPM 2024-NQM4 Trust
- Morningstar DBRS Finalizes Provisional Credit Ratings on PRPM 2025-NQM1 Trust
- Morningstar DBRS Finalizes Provisional Credit Ratings on PRPM 2025-RCF1, LLC
- Morningstar DBRS Finalizes Provisional Credit Ratings on STAR 2025-SFR5 Trust
- Morningstar DBRS Assigns Provisional Credit Ratings to HTAP Issuer Trust 2025-1
- Morningstar DBRS Finalizes Provisional Credit Ratings on ATLX 2024-RPL2 Trust
- Morningstar DBRS Finalizes Its Provisional Credit Ratings on AMSR 2024-SFR2 Trust
- Morningstar DBRS Finalizes Provisional Credit Ratings on HTAP Issuer Trust 2025-1
- Morningstar DBRS Assigns Provisional Credit Ratings to ROC Mortgage Trust 2024-RTL1
- Morningstar DBRS Assigns Provisional Credit Ratings to ROC Mortgage Trust 2025-RTL1
- Morningstar DBRS Finalizes Provisional Credit Ratings on RATE Mortgage Trust 2024-J4
- Morningstar DBRS Assigns Provisional Credit Ratings to LHOME Mortgage Trust 2025-RTL1
- Morningstar DBRS Finalizes Provisional Credit Ratings on ROC Mortgage Trust 2024-RTL1
- Morningstar DBRS Finalizes Provisional Credit Ratings on ROC Mortgage Trust 2025-RTL1
- Morningstar DBRS Assigns Provisional Credit Ratings to Fidelis Mortgage Trust 2025-RTL1
- Morningstar DBRS Assigns Provisional Credit Ratings to Toorak Mortgage Trust 2025-RRTL1
- Morningstar DBRS Assigns Provisional Credit Ratings to Towd Point Mortgage Trust 2024-2
- Morningstar DBRS Assigns Provisional Credit Ratings to Towd Point Mortgage Trust 2024-4
- Morningstar DBRS Assigns Provisional Credit Ratings to Towd Point Mortgage Trust 2024-5
- Morningstar DBRS Finalizes Provisional Credit Ratings on LHOME Mortgage Trust 2024-RTL5
- Morningstar DBRS Finalizes Provisional Credit Ratings on LHOME Mortgage Trust 2025-RTL1
- Morningstar DBRS Assigns Credit Ratings to GS Mortgage-Backed Securities Trust 2024-RPL5
- Morningstar DBRS Assigns Credit Ratings to GS Mortgage-Backed Securities Trust 2024-RPL7
- Morningstar DBRS Assigns Provisional Credit Ratings to J.P. Morgan Mortgage Trust 2025-1
- Morningstar DBRS Assigns Provisional Credit Ratings to J.P. Morgan Mortgage Trust 2025-2
- Morningstar DBRS Assigns Provisional Credit Ratings to J.P. Morgan Mortgage Trust 2024-10
- Morningstar DBRS Assigns Provisional Credit Ratings to J.P. Morgan Mortgage Trust 2024-11
- Morningstar DBRS Assigns Provisional Credit Ratings to Tricon Residential 2024-SFR4 Trust
- Morningstar DBRS Finalizes Provisional Credit Ratings on Fidelis Mortgage Trust 2025-RTL1
- Morningstar DBRS Finalizes Provisional Credit Ratings on Toorak Mortgage Trust 2025-RRTL1
- Morningstar DBRS Finalizes Provisional Credit Ratings on Towd Point Mortgage Trust 2024-2
- Morningstar DBRS Finalizes Provisional Credit Ratings on Towd Point Mortgage Trust 2024-4
- Morningstar DBRS Finalizes Provisional Credit Ratings on Towd Point Mortgage Trust 2024-5
- Morningstar DBRS Assigns Credit Ratings to GS Mortgage-Backed Securities Trust 2024-RPL6
- Morningstar DBRS Assigns Provisional Credit Ratings to J.P. Morgan Mortgage Trust 2024-12
- Morningstar DBRS Assigns Provisional Credit Ratings to Towd Point Mortgage Trust 2024-CES6
- Morningstar DBRS Assigns Provisional Credit Ratings to Towd Point Mortgage Trust 2025-CRM1
- Morningstar DBRS Assigns Provisional Credit Ratings to Citigroup Mortgage Loan Trust 2025-2
- Morningstar DBRS Assigns Provisional Credit Ratings to J.P. Morgan Mortgage Trust 2024-CCM1
- Morningstar DBRS Assigns Provisional Credit Ratings to J.P. Morgan Mortgage Trust 2025-CCM1
- Morningstar DBRS Assigns Provisional Credit Ratings to J.P. Morgan Mortgage Trust 2025-CES1
- Morningstar DBRS Assigns Provisional Credit Ratings to Progress Residential 2025-SFR1 Trust
- Morningstar DBRS Assigns Provisional Credit Ratings to Progress Residential 2025-SFR2 Trust
- Morningstar DBRS Finalizes Provisional Credit Ratings on J.P. Morgan Mortgage Trust 2024-10
- Morningstar DBRS Finalizes Provisional Credit Ratings on J.P. Morgan Mortgage Trust 2024-11
- Morningstar DBRS Finalizes Provisional Credit Ratings on J.P. Morgan Mortgage Trust 2024-12
- Morningstar DBRS Finalizes Provisional Credit Ratings on Towd Point Mortgage Trust 2025-CRM1
- Morningstar DBRS Finalizes Provisional Ratings on Vista Point Securitization Trust 2024-CES3
- Morningstar DBRS Finalizes Provisional Ratings on Vista Point Securitization Trust 2025-CES1
- Morningstar DBRS Finalizes Provisional Credit Ratings on J.P. Morgan Mortgage Trust 2024-CCM1
- Morningstar DBRS Finalizes Provisional Credit Ratings on J.P. Morgan Mortgage Trust 2025-CCM1
- Morningstar DBRS Finalizes Provisional Credit Ratings on Progress Residential 2025-SFR1 Trust
- Morningstar DBRS Assigns Provisional Credit Ratings to Citigroup Mortgage Loan Trust 2024-RP4
- Morningstar DBRS Finalizes Provisional Credit Ratings on J.P. Morgan Mortgage Trust 2025-CES1
- Morningstar DBRS Assigns Provisional Credit Ratings to Cascade Funding Mortgage Trust 2024-RM5
- Morningstar DBRS Assigns Provisional Credit Ratings to Citigroup Mortgage Loan Trust 2024-CMI1
- Morningstar DBRS Assigns Provisional Credit Ratings to Finance of America HECM Buyout 2024-HB1
- Morningstar DBRS Finalizes Its Provisional Credit Ratings on J.P. Morgan Mortgage Trust 2025-1
- Morningstar DBRS Finalizes Its Provisional Credit Ratings on J.P. Morgan Mortgage Trust 2025-2
- Morningstar DBRS Finalizes Provisional Credit Ratings on Radian Mortgage Capital Trust 2024-J2
- Morningstar DBRS Assigns Provisional Credit Ratings to Chase Home Lending Mortgage Trust 2024-9
- Morningstar DBRS Assigns Provisional Credit Ratings to Chase Home Lending Mortgage Trust 2025-1
- Morningstar DBRS Assigns Provisional Credit Ratings to Chase Home Lending Mortgage Trust 2025-2
- Morningstar DBRS Assigns Provisional Credit Ratings to Chase Home Lending Mortgage Trust 2025-3
- Morningstar DBRS Finalizes Its Provisional Credit Ratings on Tricon Residential 2024-SFR4 Trust
- Morningstar DBRS Finalizes Provisional Credit Ratings on Citigroup Mortgage Loan Trust 2024-RP4
- Morningstar DBRS Assigns Provisional Credit Ratings to BRAVO Residential Funding Trust 2025-NQM1
- Morningstar DBRS Assigns Provisional Credit Ratings to Chase Home Lending Mortgage Trust 2024-10
- Morningstar DBRS Assigns Provisional Credit Ratings to Chase Home Lending Mortgage Trust 2024-11
- Morningstar DBRS Finalizes Provisional Credit Ratings on Citigroup Mortgage Loan Trust 2024-CMI1
- Morningstar DBRS Assigns Provisional Credit Ratings to Vista Point Securitization Trust 2024-CES3
- Morningstar DBRS Assigns Provisional Credit Ratings to Vista Point Securitization Trust 2025-CES1
- Morningstar DBRS Finalizes Provisional Credit Ratings On Chase Home Lending Mortgage Trust 2025-1
- Morningstar DBRS Finalizes Provisional Credit Ratings on Chase Home Lending Mortgage Trust 2024-9
- Morningstar DBRS Finalizes Provisional Credit Ratings on BRAVO Residential Funding Trust 2025-NQM1
- Morningstar DBRS Finalizes Provisional Credit Ratings on Chase Home Lending Mortgage Trust 2024-10
- Morningstar DBRS Finalizes Provisional Credit Ratings on Chase Home Lending Mortgage Trust 2024-11
- Morningstar DBRS Assigns Provisional Credit Ratings to GS Mortgage-Backed Securities Trust 2024-PJ9
- Morningstar DBRS Assigns Provisional Credit Ratings to GS Mortgage-Backed Securities Trust 2025-PJ1
- Morningstar DBRS Assigns Provisional Credit Ratings to GS Mortgage-Backed Securities Trust 2025-PJ2
- Morningstar DBRS Assigns Provisional Credit Ratings to GS Mortgage-Backed Securities Trust 2025-PJ3
- Morningstar DBRS Assigns Provisional Credit Ratings to Homeward Opportunities Fund Trust 2025-RRTL1
- Morningstar DBRS Assigns Provisional Credit Ratings to Brean Asset-Backed Securities Trust 2025-RM10
- Morningstar DBRS Assigns Provisional Credit Ratings to GS Mortgage-Backed Securities Trust 2024-PJ10
- Morningstar DBRS Assigns Provisional Credit Ratings to GS Mortgage-Backed Securities Trust 2024-PJ11
- Morningstar DBRS Assigns Provisional Credit Ratings to Velocity Commercial Capital Loan Trust 2024-5
- Morningstar DBRS Assigns Provisional Credit Ratings to Velocity Commercial Capital Loan Trust 2024-6
- Morningstar DBRS Assigns Provisional Credit Ratings to Velocity Commercial Capital Loan Trust 2025-1
- Morningstar DBRS Finalizes Its Provisional Credit Ratings on Cascade Funding Mortgage Trust 2024-RM5
- Morningstar DBRS Finalizes Its Provisional Credit Ratings on Chase Home Lending Mortgage Trust 2025-2
- Morningstar DBRS Finalizes Its Provisional Credit Ratings on Chase Home Lending Mortgage Trust 2025-3
- Morningstar DBRS Finalizes Provisional Credit Ratings on GS Mortgage-Backed Securities Trust 2024-PJ9
- Morningstar DBRS Finalizes Provisional Credit Ratings on Homeward Opportunities Fund Trust 2025-RRTL1
- Morningstar DBRS Finalizes Provisional Credit Ratings on Brean Asset-Backed Securities Trust 2025-RM10
- Morningstar DBRS Finalizes Provisional Credit Ratings on GS Mortgage-Backed Securities Trust 2024-PJ10
- Morningstar DBRS Finalizes Provisional Credit Ratings on GS Mortgage-Backed Securities Trust 2024-PJ11
- Morningstar DBRS Finalizes Provisional Credit Ratings on Velocity Commercial Capital Loan Trust 2024-5
- Morningstar DBRS Finalizes Provisional Credit Ratings on Velocity Commercial Capital Loan Trust 2024-6
- Morningstar DBRS Finalizes Provisional Credit Ratings on Velocity Commercial Capital Loan Trust 2025-1
- Morningstar DBRS Assigns Credit Ratings to Finance of America Structured Securities Trust, Series 2024-S4
- Morningstar DBRS Assigns Credit Ratings to Finance of America Structured Securities Trust, Series 2025-S1
- Morningstar DBRS Finalizes Its Provisional Credit Ratings on GS Mortgage-Backed Securities Trust 2025-PJ1
- Morningstar DBRS Finalizes Its Provisional Credit Ratings on GS Mortgage-Backed Securities Trust 2025-PJ2
- Morningstar DBRS Assigns Provisional Credit Ratings to Morgan Stanley Residential Mortgage Loan Trust 2024-RPL1
- Morningstar DBRS Finalizes Provisional Credit Ratings on Morgan Stanley Residential Mortgage Loan Trust 2024-RPL1
- Morningstar DBRS Finalizes Provisional Credit Ratings and Assigns New Ratings to Two Additional Classes of CIM 2025-I1 Trust
- Morningstar DBRS Publishes Updated List of Acceptable Third-Party Due-Diligence Firms
- Morningstar DBRS Publishes Consolidated Third-Party Due-Diligence and Representations & Warranties Criteria for U.S. RMBS Transactions
Contacts
- Adler Salomon
Senior Vice President, Sector Lead - US RMBS Ratings
+(1) 203 883 5857
adler.salomon@morningstar.com - Sagar Kongettira
Managing Director - US RMBS Ratings
+(1) 203 883 5856
sagar.kongettira@morningstar.com - Kathleen Tillwitz
Managing Director - US Structured Finance Ratings, Operational Risk
+(1) 212 806 3265
kathleen.tillwitz@morningstar.com
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