Banner Trust, Series A Notes, Reliant Trust, Series A Notes, Merit Trust, Senior Short-Term Asset-Backed Notes, and Zeus Receivables Trust, Senior Short-Term Asset-Backed Notes, Transaction 105 Summary

DBRS Limited (Morningstar DBRS) confirmed its credit ratings of R-1 (high) (sf) on the Banner Trust (Banner), Series A Notes (Banner Trust Notes); Reliant Trust (Reliant), Series A Notes (Reliant Trust Notes); Merit Trust (Merit), Senior Short-Term Asset-Backed Notes (Merit Trust Notes); and Zeus Receivables Trust (Zeus, and together with Banner, Reliant, and Merit, the Trusts), Senior Short-Term Asset-Backed Notes (Zeus Trust Notes, and together with Banner Trust Notes, Reliant Trust Notes, and Merit Trust Notes, the Notes). The credit rating confirmations are based on the addition of a new transaction to the Trusts (Transaction 105) on September 24, 2024.