Bay Street Funding Trust, Short-Term ABN, Series 1, Class A Notes; King Street Funding Trust, Asset-Backed CP Promissory Notes; Temperance Street Funding Trust, Series 1 Asset-Backed Commercial Paper Notes, Class Polar, Transaction 77 Summary

DBRS Limited (Morningstar DBRS) confirmed its credit ratings of R-1 (high) (sf) on the Short-Term ABN, Series 1, Class A Notes issued by Bay Street Funding Trust (Bay Street), the Asset-Backed CP Promissory Notes issued by King Street Funding Trust (King Street), and the Series 1 Asset-Backed Commercial Paper Notes, Class Polar issued by Temperance Street Funding Trust (Temperance Street, and together with Bay Street and King Street, the Trusts). The credit rating confirmations are based on the addition of a new transaction (Transaction 77) to the Trusts on July 15, 2025.