Methodology
Global Methodology for Rating Banks and Banking Organisations (Archived)
Banking Organizations, Financial Institutions, Non-Bank Financial InstitutionsRelated Documents
Press Release:
- DBRS Downgrades BPVI to BB; Negative Trend
- DBRS Confirms Ratings of CIBC, Negative Trend
- DBRS Confirms ANZ at AA / R-1 (high); Trend Stable
- DBRS Assigns BB Rating to Intesa Sanpaolo AT1 Notes
- DBRS Assigns BBB (high) Rating to UBI; Stable Trend
- DBRS: BAC’s Solid 3Q; Continued Core Business Momentum
- DBRS: SunTrust Delivers Solid 3Q Results; Lower Expenses
- DBRS Confirms Lloyds Banking Group at A; Trend Stable
- DBRS: NYCB’s 3Q Core Results Down on Lower Mtge Banking
- DBRS: COF Earnings Dip QoQ on Higher Provision and Expenses
- DBRS: MS 2Q Results Supported by Momentum Across Businesses
- DBRS: SunTrust Delivers Solid 2Q Results; Continued Momentum
- DBRS Confirms Equitable Bank Rating at BBB, Stable Trends
- DBRS Confirms Landesbank Berlin Rating at A; Stable Trend
- DBRS Confirms BMO Financial Corp. at AA (low); Trend Negative
- DBRS: Zions 3Q Core Earnings Flat; Classified Energy Loans Up
- DBRS Confirms Ratings of Bank of Montreal, Negative Trends
- DBRS: M&T’s 2Q Sound: Non-Core Items, Seasonality; B/S Solid
- DBRS: M&T’s 3Q Sound: QoQ Reflects Non-Core Items, B/S Solid
- DBRS: Fulton’s Earnings Down on NIM Compression; Credit Costs
- DBRS: U.S. Bancorp Net Income Flat QoQ; Continues to Outperform
- DBRS Confirms Westpac at AA / R-1 (high); Trend Stable
- DBRS Confirms Ratings on Bank of Nova Scotia, Negative Trend
- DBRS: MUAH’s Improved 2Q Results Reflect Solid Revenue Growth
- DBRS Confirms Banco Cooperativo Español at BBB, Stable Trend
- DBRS Confirms Intesa SanPaolo Rating at A (low), Stable Trend
- DBRS Confirms Ratings of Royal Bank of Canada, Negative Trend
- DBRS Confirms Citizens Financial Group at BBB (high), Trend Stable
- DBRS Confirms SVB Financial Group at A (low); Trend Remains Stable
- DBRS: Lloyds’ 1H15 Profits Up Despite Significant PPI Charge
- DBRS Confirms Bank of America at A (low); Revises Trend to Positive
- DBRS: JPM’s 3Q Results Mixed; Revenues Decline, but BS Simplified
- DBRS Confirms Ratings of Santander – Senior at A, Stable Trend
- DBRS: Citizens Shows Positive Operating Leverage; Strategy Execution
- DBRS: MUAH’s 3Q Net Income Higher QoQ; Balance Sheet Remains Sound
- DBRS Confirms Ratings on National Bank of Canada, Negative Trends
- DBRS Confirms Ratings on Santander Totta Covered Bonds Programme
- DBRS Downgrades NB Finance’s Guaranteed Senior Notes to ‘B’
- DBRS Confirms Ratings on The Toronto-Dominion Bank, Negative Trend
- DBRS Confirms Canadian Western Bank Rating at A (low), Stable Trend
- DBRS Discontinues Rating Barnett Capital III Trust Preferred Securities
- DBRS: NYCB’s 2Q Core Results up on Negative Provision; OREO Sale Gain
- DBRS: Northern Trust’s 3Q15 Sound: Core Earnings Down QoQ, Yet Up YoY
- DBRS: Wells Fargo Reports Solid 3Q Results; Positive Operating Leverage
- DBRS Assigns AA (low) Rating to Banco Sabadell Cédulas Hipotecarias
- DBRS Confirms BB&T Corporation’s Senior Debt at A (high); Trend Stable
- DBRS: BB&T’s 3Q Sound, Reflecting Acquisitions and Organic Loan Growth
- DBRS: Wells Fargo’s 2Q Results Solid; NII up on Loan Growth and Margin
- DBRS Downgrades HSBC Bank Canada’s Rating to A (high), Trend Stable
- DBRS Confirms JPMorgan Chase & Co. at A (high), Revises Trend to Positive
- DBRS Confirms MUFG Americas Holdings Corporation at ‘A’; Trend Stable
- DBRS Confirms The Bank of New York Mellon Corp. at AA (low); Trend Stable
- DBRS: Capital One’s 3Q Earnings Rise QoQ on Positive Operating Leverage
- DBRS Confirms Caja Rural de Granada, S.C.C. at BBB (low), Stable Trend
- DBRS Confirms Canadian Tire Corporation, Limited at BBB (high), Stable
- DBRS Confirms Central 1 Credit Union Ratings at A (high), R-1 (middle)
- DBRS: BB&T’s 2Q Solid; NI Down Mostly Due to Debt Extinguishment Expense
- DBRS Confirms Commonwealth Bank at AA / R-1 (high); Trend Stable
- JPM 2Q Results Solid; Focus on Balance Sheet Optimization, Expense Controls
- DBRS Confirms CaixaBank Long-Term Ratings at A (low), Trend now Positive
- DBRS Confirms Banco Popolare Rating at BBB (low); Changes Trend to Stable
- DBRS: MS’ 3Q Hurt by Weak 3Q Sales & Trading; YTD Net Revenues Still Higher
- DBRS Confirms ICO’s Senior Unsecured Debt at A (low); Trend now Positive
- DBRS Confirms Vancity’s Short-Term Rating at R-1 (low) with Stable Trend
- DBRS Downgrades HSBC USA Inc.’s Senior Debt Rating to A (high), Trend Stable
- DBRS Confirms Ratings on Abanca Corporación Bancaria Cédulas Hipotecarias
- DBRS Confirms Ratings on BBVA Covered Bond Programme, Removes UR-Developing
- DBRS Confirms Huntington’s Senior Debt at BBB (high); Maintains Stable Trend
- DBRS Confirms State Street Corporation’s Senior Debt at AA (low); Trend Stable
- DBRS: Citi’s 3Q Results Sound with YTD Positive Operating Leverage at Citicorp
- DBRS Upgrades pbb hybrid Tier 1 HRE International Trust I to BB, Stable Trend
- DBRS: City National Reports Record Levels of Net Income, Loans and Deposits in 3Q
- DBRS Confirms Rating on Liberbank Cédulas Hipotecarias, Removes UR-Developing
- DBRS Confirms Ratings on Bankia Cédulas Hipotecarias, Maintains UR-Developing
- DBRS: GS 3Q Results Down Reflecting the Challenging Environment; BS Remains Strong
- DBRS: State Street’s 2Q Operating Earnings Down YoY; Solid Core Business Growth
- DBRS: VLY 2Q Results Solid with Positive Operating Leverage and Strong Loan Growth
- DBRS Takes Numerous Rating Actions on City National Corp. Following RBC Acquisition
- DBRS: Northern Trust’s Strong 2Q: Positive Operating Leverage & Improving Metrics
- DBRS Assigns BB (high) Rating to Banca Sella SpA’s EUR 25 million Tier 2 Notes
- DBRS Assigns BBB (low) Senior Ratings to Kommunalkredit Austria AG, Stable Trend
- DBRS: Citizens Shows Fee Revenue Growth Offset by Higher Provision and Restructuring
- DBRS: City National Reports Record 2Q; Positive Operating Leverage and Strong Growth
- DBRS Assigns Ratings to Hollis Canadian Bank of AA and R-1 (high), Negative Trend
- DBRS Confirms Caixa Geral de Depósitos Senior Ratings at BBB (low), Stable Trend
- DBRS Confirms Rating on Banco Pastor Cédulas Hipotecarias, Removes UR-Developing
- DBRS Confirms Ratings on Banco BPI Covered Bonds Programme, Removes UR-Developing
- DBRS: BNY Mellon 3Q Solid: Core Earnings Down QoQ, Yet Up YoY; Expenses Well Managed
- DBRS: CIT 3Q Results Solid, Reflecting OneWest Acquisition, Underlying Results Steady
- DBRS Confirms CaixaBank’s Gov’t Guaranteed Debt at A (low); Trend now Positive
- DBRS Upgrades Ratings on Bankia Cédulas Hipotecarias to AA, Removes UR-Developing
- DBRS: Comerica’s 2Q Fundamentals Solid; Higher Provisions Driven by Energy Exposures
- DBRS: Zions 2Q Loss Due to CDO Sale: Core Earnings Up, Despite Slight Loan Contraction
- DBRS Confirms Ratings on Banco Sabadell Cédulas Hipotecarias, Removes UR-Developing
- DBRS Downgrades 31 European Banking Groups due to Removal of Systemic Support Uplift
- DBRS: BNY Mellon’s 2Q Improved Operating Performance; Very Strong Custody New Business
- DBRS Assigns A (high) Rating to Bankia Cédulas Hipotecarias, Maintains UR-Developing
- DBRS Assigns AA (low) Rating to Banco Sabadell Cédulas Hipotecarias’s New Issuance
- DBRS Confirms HSBC Finance Corporation’s Senior Unsecured Debt at A (low), Trend Stable
- DBRS Rates Wells Fargo & Company Optionally Exchangeable Senior Notes at AA; Trend Stable
- DBRS Upgrades CIT Group Inc. to BB (high) Trend Stable, Assigns Ratings to CIT Bank, N.A.
- DBRS: Bank of Hawaii Generates Positive Core Operating Leverage in 2Q; Strong Loan Growth
- DBRS: CIT Results Higher QoQ, Segment Performance Mixed Reflecting Challenging Environment
- DBRS: GS 2Q Underlying Earnings Solid; FI Trading Weakness Balanced by IB and IM Strength
- DBRS Assigns A (high) Rating to Cajas Rurales Unidas Cédulas Hipotecarias New Issuance
- DBRS Maintains DNB IA at AA (low); AA / R-1 (high) Ratings Remain Under Review Negative
- DBRS: Fifth Third’s 3Q Net Income Up on Vantiv Warrant Valuation; Adjusted Earnings Lower
- DBRS: RF 2Q NI Up: Improved Fee Income Includes Insurance Settlement; Sustained Loan Growth
- DBRS: HBAN’s 3Q Sound: Lower Mortgage Banking Revenue; Litigation Reserve Build; B/S Solid
- DBRS: U.S. Bancorp Revenue Up Linked Quarter on Growth, Seasonality; Continues to Outperform
- DBRS Maintains Novo Banco Covered Bonds Ratings Under Review with Developing Implications
- DBRS Confirms TD Bank US Holding Company at AA (low); Trend Remains Negative For Most Ratings
- DBRS: PNC’s Sound 3Q15 Results Reflect Stable Core Revenues, Expense Control & Tax Benefits
- DBRS Assigns A (high) Rating to Banco BPI Covered Bonds Programme, Maintains UR-Developing
- DBRS Confirms Ratings on Cajas Rurales Unidas Cédulas Hipotecarias, Removes UR-Developing
- DBRS: Novo Banco's Ratings Confirmed at BB (low), Now Under Review Neg; IA Revised Up to B
- DBRS: BAC Cleaner Quarter Gives Visibility to Improved Core Earnings; Expenses Still Declining
- DBRS: Key’s 3Q Results Sound: Lower on Capital Markets Volatility; Pension Settlement Charge
- DBRS Confirms Credit Union Central Alberta at “A,” Stable, Following Methodology Change
- DBRS: Amex 3Q Results Lower YoY on Discrete Items and Stronger Dollar; Region Performance Mixed
- DBRS Confirms Central 1 Credit Union Rating of A (high) Stable, Following Methodology Change
- DBRS Confirms Ratings on Banco Popular Español Cédulas Hipotecarias, Removes UR-Developing
- DBRS Confirms Ratings on Caja Rural de Granada Covered Bond Programme, Removes UR-Developing
- DBRS Maintains Crédit Logement S.A. IA at AA (low); Issuer Rating Remains Under Review Neg.
- DBRS Comments on BB&T Corporation’s Acquisition Announcement of National Penn Bancshares, Inc.
- DBRS Rates American Express Credit Corporation $1.4 billion Issuance of Senior Notes at A (high)
- DBRS Upgrades All and Withdraws Most of Susquehanna Bancshares Ratings After Acquisition by BB&T
- DBRS: Citi 2Q Results Show Continued Strategic Momentum; On Track to Meet 2015 Financial Targets
- DBRS: Fifth Third’s 2Q Net Income Dwn Due to Non-Core Items; Adjusted IBPT Improved: B/S Solid
- DBRS Assigns AA (low) Rating to Banco Sabadell Cédulas Hipotecarias, Maintains UR-Developing
- DBRS Maintains Barclays Intrinsic Assessment at A (high); Snr Ratings Remain Under Review Neg
- DBRS: Ally’s Strong Growth in non-GM Channels and Improving NIM Drive Higher Underlying Results
- DBRS: Bank of Hawaii 3Q15 Results Solid; Aircraft Lease Impairment: QoQ Avg Loan & Deposit Growth
- DBRS: Regions’ 3Q NI Down QoQ; Improved Net Interest Income Offset by a Decline in Mtge Banking
- DBRS: SIVB’s Continued Strong 2Q Results; Robust Inv. Sec. & Warrant Gains and Core Fee Income
- DBRS: SVB’s 3Q Solid; Lower Secs & Warrant Gains, Higher Core Fee Income; Some AQ Deterioration
- DBRS Maintains Nationwide IA at A (high); AA (low) Senior Ratings remain Under Review Negative
- DBRS: BES Sub Debt Ratings Confirmed at C; Removed from URN, Negative Trend; Withdraws Ratings
- DBRS: Fulton Reports Positive Core Op Leverage in 3Q; Earnings Lower QoQ on Trust Pref. Redemption
- DBRS: Key’s 2Q Results Solid: Revenues up on Record I-Banking and Debt Placement Fees; Solid B/S
- DBRS Assigns AA Rating to Banco Popular Español Cédulas Hipotecarias, Maintains UR-Developing
- DBRS Assigns AA Rating to Banco Popular Español Cédulas Hipotecarias, Maintains UR-Developing
- DBRS Confirms KeyCorp at BBB (high) Following FNFG Acquisition Announcement; Maintains Stable Trend
- DBRS Confirms New York Community Bancorp, Inc. at BBB (high) on Acquisition; Maintains Stable Trend
- DBRS Rates Ally Financial Inc.’s $750 million Issuance of Subordinated Debt at BB, Trend Positive
- DBRS: Amex Results Lower YoY on Expected Discrete Items; Underlying Trends Solid Supportive of Rtngs
- DBRS: Comerica’s 3Q Fundamentals Sound; Higher Levels of Criticized Energy Loans, Lower Provisions
- DBRS: PNC’s Solid 2Q15 Results Bolstered by Non-core Gains; Some seasonality- Strong Balance Sheet
- DBRS Maintains ING Intrinsic Assessment at A (high); AA (low) Snr Ratings remain Under Review Neg
- DBRS Rates Ally Financial Inc.’s $750 million Issuance of Senior Notes at BB (high), Trend Positive
- DBRS Confirms Ratings on Abanca Corporación Bancaria Cédulas Hipotecarias, Removes UR-Developing
- DBRS: Ally’s 3Q Results within Expectations; Trajectory in Fundamentals Supportive of Positive Trend
- DBRS: State Street’s 3Q Operating Income Down QoQ and YoY; Successfully Reduced Deposits In The Qtr
- DBRS Initiates Ratings for BNPP; Sr AA Ratings UR-Neg. on Support; Intrinsic Assessment at AA (low)
- DBRS: HBAN’s 2Q Earnings Up: Broad–Based Fee Inc. Growth, Including Auto Securitiz. Gain, Wider NIM
- DBRS Confirms Caisse centrale & Desjardins Group at AA Following Methodology Change, Negative Trends
- DBRS Confirms Credit Union Central of Saskatchewan at R-1 (low), Stable Following Methodology Change
- DBRS Confirms Irish Govt Guaranteed LT Debt of Bank of Ireland at ‘A’; Trend Revised to Positive
- DBRS Confirms Ratings on Banco Sabadell Cédulas Hipotecarias and Maintains the UR-Developing Status
- DBRS Confirms Irish Govt Gteed LT Debt of Allied Irish Banks, p.l.c. at ‘A’; Trend Revised to Pos
- DBRS Confirms Santander Totta at BBB (high), Stable Trend, After Santander Confirm at “A”, Stable
- DBRS Downgrades 413 Members of Sparkassen-Finanzgruppe’s JL Scheme With Removal of Systemic Support
- DBRS Maintains Crédit Agricole Intrinsic Assessment at A (high); Snr Ratings Remain Under Review Neg
- DBRS Confirms Irish Govt Guaranteed LT Debt of permanent tsb plc at ‘A’; Trend Revised to Positive
- DBRS Discontinues Ratings on the Series 4, 5, and 7 OH Issued under Novo Banco Covered Bonds Programme
- DBRS Maintains Credit Suisse’s Intrinsic Assessment at A (high); Snr Ratings Remain Under Review Neg
- DBRS Assigns Rating of A (low), Stable, to Royal Bank of Canada Preferred Shares, Series C-1 and C-2
- DBRS Confirms Govt Gteed Debt of National Asset Management Limited at ‘A’; Trend Revised to Positive
- DBRS Assigns BBB (high) Ratings to Banca Carige SpA Covered Bonds Guaranteed by Carige Covered Bond S.r.l.
- DBRS Confirms Ratings and Maintains UR-D Status on Bank of Ireland Mortgage Bank Mortgage Covered Securities
- DBRS Maintains Under Review with Negative Implications Status on Banca Monte dei Paschi di Siena Programme 2
- DBRS Assigns AA (low) Rating on Bank of Ireland Mortgage Bank Mortgage Covered Securities Programme Series 54
- DBRS Assigns AA (low) Rating to Bank of Ireland Mortgage Bank Mortgage Covered Securities Programme Series 52
- DBRS Assigns AA (low) Rating to Bank of Ireland Mortgage Bank Mortgage Covered Securities Programme Series 53
- DBRS Confirms Laurentian Bank’s Long-Term Rating of A (low), and Short-Term Rating R-1 (low), Stable Trends
- DBRS Confirms Banco Comercial Português Covered Bonds Ratings, Keeps Under Review with Developing Implications
- DBRS Upgrades to “A” Ratings of Banca Monte dei Paschi di Siena SpA Programme 2 Covered Bonds, Removes UR-N
- DBRS Confirms Santander Totta Covered Bonds at “A,” Removes Under Review with Developing Implications Status
- DBRS Assigns Provisional Ratings to Unione di Banche Italiane S.c.p.a. Covered Bonds Guaranteed by UBI Finance S.r.l.
- DBRS Confirms Caisse centrale & Desjardins Group at AA and R-1 (high); Capital Desjardins at AA (low), Negative Trends
- DBRS Finalises Provisional Ratings of Unione di Banche Italiane S.c.p.a. Covered Bonds Guaranteed by UBI Finance S.r.l.
- DBRS Assigns Pfd-2 Provisional Rating to Bank of Nova Scotia’s Non-Viability Contingent Capital Preferred Shares, Stable
- DBRS Upgrades Ratings on Bank of Ireland Mortgage Bank Mortgage Covered Securities to AA (low) and Removes from UR-D Status
- DBRS Confirms Ratings of Banca Monte dei Paschi di Siena SpA Covered Bonds Guaranteed by MPS Covered Bond S.r.l., Removes UR-N
- DBRS Assigns A (high) Rating to Banca Monte dei Paschi di Siena SpA Covered Bonds Guaranteed by MPS Covered Bond S.r.l., Series 17
- DBRS Assigns A (high) Rating to Banca Monte dei Paschi di Siena SpA Covered Bonds Guaranteed by MPS Covered Bond S.r.l., Series 18
- DBRS Takes Rating Actions on the Existing and the New Series of Securities in Banco Popular Portugal Mortgage Covered Bonds Programme
- DBRS Releases Updated Global Methodology for Rating Banks & Banking Organisations; No Rating Changes
- DBRS Assigns Short-Term Instruments Rating of R-1 (low) to Credit Union Central Alberta with Stable Trend, Discontinues Commercial Paper Rating
- DBRS Takes Rating Actions on the Existing and the New Series of Securities in Intesa Sanpaolo Covered Bond Programme Guaranteed by ISP OBG S.r.l.
Contacts
Roger Lister
Managing Director, Chief Credit Officer - Global FIG and Sovereign Ratings
+1 212 806 3231
roger.lister@morningstar.com- Alan G. Reid
Group Managing Director, Global Head of Fundamental Ratings - Credit Ratings Leadership
+(1) 212 806 3232
alan.reid@morningstar.com